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Please use this identifier to cite or link to this item: http://dspace.nlu.edu.ua/handle/123456789/9421
Title: Правове регулювання операцій банків з іпотечними облігаціями
Other Titles: Правовое регулирование операций банков с ипотечными облигациями
Legal regulation of banks operations with a mortgage bonds
Authors: Глібко, С.В.
Glibko, S.V.
Keywords: банк
банківські операції
іпотечне покриття
іпотечні облігації
банковские операции
ипотечное покрытие
ипотечные облигации
bank
bank operations
mortgage covering
mortgage bonds
Issue Date: 2014
Citation: Глібко С. В. Правове регулювання операцій банків з іпотечними облігаціями / С. В. Глібко // Вісник Національної академії правових наук України : зб. наук. пр. – Харків, 2014. – № 2. – С. 111-121.
Abstract: Стаття присвячена визначенню особливостей правового регулювання діяльності банків з управління іпотечним покриттям, надання банками інших фінансових послуг, пов’язаних з випуском та обігом іпотечних облігацій. Висновки в статті передбачають шляхи вдосконалення правового регулювання обігу іпотечних облігацій та захисту інтересів інвесторів.
Статья посвящена определению особенностей правового регулирования деятельности банков по управлению ипотечным покрытием, предоставлению банками других финансовых услуг, связанных с выпуском и оборотом ипотечных облигаций. Выводы в статье предусматривают пути совершенствования правового регулирования оборота ипотечных облигаций и защиты интересов инвесторов.
Description: In modern crisis conditions of financial and investment services markets in Ukraine, for detection of problems in circulation mortgage bonds it is necessary to analyse individual questions of legal regulation of economic activities in financial institutions, including the banks, connected with release and the reference of these securities. Scientists of different branches of science and law mark value of mortgage bonds among tools of stock and investment markets. In economic science these questions were investigated by N. S. Krychok, A. S. Kirizleeva and others. In legal researches connected with the questions exposed in this article were engaged regarding development of stock market and its tools by A. O. Prystupko, I. L. Nurzad, N. M. Kvit, as to mortgage lending by V. G. Pershyn, as to studying of economic legal regulation of mortgage relations and investment by N. V. Revyuk and others scientists. The cited data by National Securities and Stock Market Commission of Ukraine also shows low activity on release and the reference of mortgage bonds and the activity connected with it in Ukraine and simultaneously a considerable role of banks in circulation these securities. Proceeding from the definitions provided in the legislation and the maintenance of operations, on the economic essence management of a mortgage covering and activity of the emitter is financial intermediary which provides due service of creditors (owners of bonds) and payment of incomes by it from the borrowed money. But outside of legal definition of such activity remain the obliged subject in such extra mortgage relations, which the emitter of mortgage bonds is, and interests of mortgage bonds owners which are the most vulnerable in these relations. Licence requirements confirm the greatest suitability of banks in comparison with other financial institutions for activity both on release of mortgage bonds, and on management of a mortgage covering. Establishment of considerable requirements to the emitter and the manager of a mortgage covering on solvency and the amount of assets, concerning licence conditions, lead to employment of a leading place in the market concerning release of mortgage bonds by banks and the financial institutions connected with them. In this connection, for elimination of abuses from banks pertinently not to strengthen restriction in activity on release of mortgage bonds and management of a mortgage covering, and to enter obligatory additional guarantees for investors with a side of third persons in the presence of the connected banks and financial institutions. It is necessary at legal regulation assignment of financial services during release and sale of mortgage bonds, formation of a mortgage covering, in conclusion of the management contract to enter standardization at level of National Securities and Stock Market Commission statutory acts.
URI: http://dspace.nlu.edu.ua/handle/123456789/9421
Appears in Collections:Наукові статті кафедри господарського права

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